Vehicle list
Does the renewal list match the vehicles the business owns or leases now?
COMMERCIAL AUTO RENEWAL
Did your commercial auto renewal go up?
A higher renewal gets your attention. The useful first question is not why the price moved. It is whether the renewal still reflects the fleet and business you have today.
I'll start with whether the renewal list matches your fleet today, then show you which records settle the rest.
What this check looks for
It compares the renewal facts you provide with the vehicle changes and other business changes you report, then identifies what should be checked next.
- The renewal premium is higher than last year.
- Vehicles, drivers, use, claims, or coverage changed during the term.
- You are not sure the renewal reflects all of those changes.
Start with the records that can settle it
The check does not guess why the carrier changed the premium. It narrows the review to the facts and records that matter.
Business changes
Did drivers, use, garaging, claims, or coverage change?
Premium basis
Are the expiring and renewal figures actually comparable?
See what deserves verification first
You will get a specific renewal-reconciliation finding before you decide whether you want help.