Vehicle identity
Which exact units create the difference?
COMMERCIAL AUTO RENEWAL
Does the renewal show vehicles you no longer have?
A vehicle appearing on the renewal does not automatically mean the policy is wrong. Timing, document versions, replacements, leases, and endorsements can all matter.
I'll compare the renewal vehicle count with your current fleet, then show you which units to trace first.
The count difference is only the starting point
The useful question is which units create the difference and what records explain why they appear on the renewal.
- A sold or removed vehicle still appears on the renewal.
- The renewal vehicle count is higher than the current fleet count.
- You are looking at a renewal list that may not reflect the latest changes.
Check the units one by one
A VIN-level comparison can separate a real mismatch from a timing or document issue.
Effective date
When was each vehicle added, sold, removed, or replaced?
Document version
Does a later endorsement or schedule already reflect the change?
See whether the renewal list needs reconciliation
The check identifies the vehicle-list issue without claiming that the policy or premium is wrong.