Premium
Give me the current and prior annual workers' comp premium.
Workers' Comp Cost Review
Before renewal, understand the account you are taking to market.
Give me the current and prior policy numbers. I will show you what changed before you decide whether the next move is correction, negotiation or the market.
I will compare the premium, payroll and X-Mod, then show you what I would want verified before renewal decisions are made.
Renewal is easier to evaluate when the account is understood first.
I do not want to start with another quote. I want to know what changed in the account, what the records support, and what should be addressed before the account is taken anywhere else.
- Premium movement relative to payroll.
- X-Mod position and movement.
- Records that should be checked before the account is marketed.
What I will work through
The current and prior policy figures give me the starting point.
Payroll
Give me the payroll tied to each period.
X-Mod
Give me the current and prior X-Mod if you have them.
You will go into renewal knowing what deserves attention
I will show you what the numbers support and the order I would work the account before deciding what belongs in the market.